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Five Cam Newton Release Mac Jones Thoughts

Posted: September 1, 2021 by datechguy in nfl, Sports
Tags: , , ,

I don’t watch football anymore except for Tom Brady, but the release of Cam Newton is such an interesting story that it deserves a blog post:

  1. This caught a lot of people by surprise in the sense that since Mac Jones was drafted the question has been Cam or Mac, Mac or Cam. This has been the conversation every single day on Boston sports radio and a lot of the consensus has been that it was Cam’s job to lose. Right up until the story broke nobody saw it coming.

  1. There is some speculation that Newton was released as a favor to him once he had lost the QB competition to Jones (which wasn’t clear to the public two days ago) because being released now gives him a chance at a starting position in another organization. Any other season this would not likely be possible but with two weeks before opening day this is something that a team could actually consider.

  1. The release of Newton brings two different conflicting woke dynamics into play here. Cam was the first black “starting” quarterback in the history of the Boston/New England Patriots franchise (Jacoby Brissette started two games during Tom Brady’s “Deflategate” suspension). So you would think that there might be a bit of the race card pushback on this move, particular as it’s a “Boston” Team. However Cam was also “unvaccinated” and right now among those who are woke the decision not to get the COVID vaccine by a very public figure who has a large fanbase is considered almost as beyond the pale as voting Trump. It’s no accident that I’ve heard sports folk talk about Cam’s vaccinated status concerning this move but I’ve not heard a word concerning race although in fairness there is not an “ineligible” list based on race.

  1. While Cam’s shortcomings were a standard feature of sports talk radio last year locally, nationally there was little or no such discussion concerning Cam Newton’s performance or lack thereof. There was further (and listening to the radio yesterday) still a whole plethora of people who all had excuses for his leading the Patriots to their 1st losing season since before Tom Brady took over the team. The speed at which a team decides to pick up Newton or if he is picked up at all will tell us if this was just pundits being pundits or if front offices and GM’s around the league were part of that willful blindness that seems to engulf folks on the subject of Newton and the Patriots

  1. It would seem to me that one of the deciding factors here would be Jones similarity to the Brady style which is the offense that the Patriots Josh McDaniels has had success with. Expect to see a lot of this over the next decades as a generation of kids who watched Tom Brady play and pretended to be him or dreamed of being him over the last twenty years reach the college and pro-level. It remains to be seen of any of said kids can come anywhere close to being him but it’s worth noting what Newton’s departure means in terms of age and experience among AFC East starting QB’s

September Indulgence Calendars Now Available

Posted: August 31, 2021 by datechguy in catholic, Church doctrine
Tags: , , ,

The September indulgence calendars for those who have taken up this devotion that we stated on the site is now up.

As before both the regular indulgence calendar with names for you to earn indulgences for that day, and a blank indulgence calendar for those who wish to fill in your own names in or take it as a template to create your own indulgence calendar for your parish or group. are up.

In addition to this post both Calendars will also be available in the links section of this blog under “Catholic” immediately and at the WQPH 89.3 FM web site eventually.

As always these indulgences are available under the normal conditions which are listed on the calendars: The norms are as follows:

  1. Communion on the day of an indulgence. This can be applied to any amount of indulgences that day.
  2. Confession within twenty days of the day of an indulgence. Applies to all indulgences during that period
  3. Prayers for the intentions of the Holy Father (an Our Father, Hail Mary or any appropriate prayer) once
    per day of indulgence.
  4. To earn an indulgence you must be in a state of grace (no unconfessed mortal sin) at the time of the
    indulgenced act)
  5. Indulgences can only be applied to the dead or to the person earning the indulgence. They can not be
    applied to any other living person.
  6. For a PLENARY indulgence you must have NO attachment to sin. If such an attachment exists the
    indulgence earned is only partial.
  7. A plenary indulgence can only be earned one a day (expect if death is imminent), there is no limits to
    partial indulgences daily.
  8. An indulgence attached to a feast day is still valid if the feast day is transferred lawfully.
  9. A specific day’s indulgence requiring a visit to a particular church or oratory can be made from noon the
    previous day to midnight on the actual day.
  10. No unbaptized person nor any Christian who is currently under the penalty of excommunication may
    earn an indulgence.
  11. You must ACTIVELY seek and or state your intention to obtain an indulgence for the act or prayer that
    carries it to be valid.

If you want to know what an indulgence is check here or an entry from the Catholic Encyclopedia of a century ago or check out EWTN here.

Usa Culpa, Post Christian Indifference, Mets Math, Milo in the Breech and Generating Site Revenue Under the Fedora

Posted: August 31, 2021 by datechguy in baseball, blogs, catholic, culture, education, elections, Sports
Tags:

We tend to get the government we deserve. This week a lot of people were wondering what they did to deserve this. The answer is simple: When the last election was stolen you went along with it.

So enjoy the $5 gas, the debacle in Afghanistan, the open borders, the crime and the terror attacks to come because all of these things we collectively as Americans have richly earned.

A lot of people are wondering how the people responsible for Afghanistan live with themselves. That’s easy. When you become a post Christian society then loving your neighbor as yourself is no longer a priority, nor is truth, nor is the common good.

All of these thing were stressed in Christianity and it amazes me that folks are shocked that without it they disappear.

Speaking of shocks I’d like to say I was shocked by the behavior of Mets players going after the fans for daring to boo them after their 3 1/2 game lead became a 7 game deficit in a month.

While ownership is unhappy the players have figured out that even if they lose a percentage of the fans it won’t be enough to keep them from making a nice enough living so they will never have to live like the fans they despise unless they do something stupid with their cash.

Milo Yiannopoulos is very sick with COIVD and is using Ivermectin to counter it. He may or may not make it. If he doesn’t it will delight a lot of his enemies but will disgust the great enemy as he has already moved away from his clutches. If he does make his enemies on the left will be upset and the great enemy will still have hope, but the way things are going it seems to me much more likely that if he makes it he’ll help grab a lot of souls out of his clutches.

I wish him the best either way.

Finally you’ve likely noticed a few odd posts here. That’s because I’ve decided it’s better to have the occasional sponsored post to generate revenue that ads or banners that slow down the site. In the end the hosting and the writers need to be paid for and if people are willing to pay for a post (as long as it doesn’t violate my basic guidelines) I’m going to take their money.

Can You Use Student Loans to Pay Off Credit Cards?

Posted: August 30, 2021 by datechguy in education
Tags: ,
MB-one, CC BY-SA 4.0 https://creativecommons.org/licenses/by-sa/4.0, via Wikimedia Commons

You’ve tried everything to pay off your credit card debt, but nothing’s working. Those high interest rates, for one, are keeping you from eating into your principal. But you do have a student loan coming, and the thought occurs: can you use student loans to pay off credit cards? Good question.

Let’s see.

The Issue

You’re supposed to use student loans to defray or pay the cost of your higher education. Still, it’s understandable to consider whether you can use the cash for other stuff, like erasing credit card obligations. 

The bad news is that it just isn’t wise to tap your student loan to pay off your plastic. Why? Well, for one thing, what happens if you don’t have enough funds to cover your education? Will you have to take out another loan? And get in even more debt? You can see where this is going. What’s more, there may be restrictions on what you’re able to do with the student loan.

There are things you should know and do before seriously considering funneling your funds to your debt instead of that Ancient Civilization 101 textbook. 

See What Your Loan Agreement Says

As per the Department of Education, your loan is supposed to go toward “educational expenses.” In addition to tuition and room and board, those expenses include books, equipment such as computers, school transportation and childcare costs.

Darn, right? But wait. If you charge any of those expenses on a credit card, you could ostensibly use your loan to pay them off. The rub, though, is that if you have other, personal expenses mingled with your school expenses, you’re paying for those ineligible expenses as well.

If you have a private student loan, though, how you can use that cash is up to the lender. That’s where your loan agreement comes in, so be sure to read the fine print. Don’t expect any major departures from federal loan guidelines, however.

Don’t Depend on Bankruptcy

It’s nearly impossible to have your student loan debt taken care of through bankruptcy, giving you an additional reason to not use your loan to clear your credit card obligations. What makes it so challenging is that the burden is on you to prove that the loans have strained your finances – a difficult task even if your payments are difficult to manage. Credit debt relief can be messy, but it’s doable.

Note that you CAN discharge credit card debt in bankruptcy. But even if you expect no issues handling future debts, you don’t want to set yourself up for something you’ll be sorry for later.

Using Your Student Loan to Pay Off Cards Could Squeeze Your Finances Later

If you have the option to put off student loan payments until school is done, that makes using your loan for credit card debt enticing. We get it, particularly since such loans have relatively low interest rates. 

However, mixing your credit card debt in with your school debt could put you in a financial mess once school is done. And that’s no way to start your life’s next chapter.

What Are My Options Then?

If you’re in college and have trouble paying your credit cards, the first thing you should do is cease using plastic until you can get a handle on things. You also might want to figure out a way to bring in more cash. Then, you should consider getting rid of your highest-interest debts first, while monitoring your credit scores. 

So, can you use student loans to pay off credit cards? You may be able to get away with it – in the short term. But is it a good idea? Nope. There are other ways to handle credit card debt that won’t hamstring you in the long run.

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