Well Michael Graham is going on about the changes and charges concerning credit cards.
Since I’m not one to pay fees it means that I’ll be using my card much less if I don’t cancel them. Lucky for me there is this wonderful invention called Cash and another innovation called checks I will be using these new things more often. The end result will be as follows:
The first loser is of course the credit card company. They lose the 3% on every purchase that they were making from the people who accepted cards. Every new purchase and every bill I don’t pay with those credit cards is 3% they don’t make.
Since I will need the cash etc that means less discretionary spending that means retailers and resturants that I would normally have spent money at won’t get it. They Lose.
Since I won’t be earning Amazon coupons I’ll be going there less, I invariablly spend more than the coupon so those purchases go.
And of course the Amazon coupons that I would give as gifts are gone too, that much less those guys get.
There are some winners. Providers of necessary items and utilities win since they aren’t paying the 3% to the companies.
However the gas station loses since it’s cash on hand I won’t be getting the car wash I would get with my fill-up.
And since I’m waiting on the paychecks rather than a time of the month no extra stuff to buy at the supermarket.
This also means that I’ll be paying bills with checks instead of credit cards too so the
Since there is this wonderful invention called Cash and another inovation called checks I will be using these new things more often.
Hey if they don’t want my money I have no problem keeping it.


